Peppler Insurance Group logo

Located in Harper Woods & Grosse Pointe Farms | Providing Specialized Insurance Knowledge throughout the State

(313) 265-2700

Business Owners Insurance

Business people sitting around a board room table

Choosing the right commercial insurance for your business requires time and effort that many business owners cannot spare. Experienced Peppler Insurance specialists will explain and recommend insurance protection by discussing unique insurance strategies that will result in maximized coverage benefits through utilizing a cost-effective Risk Management approach to replace your costly business insurance portfolio. While sourcing the best rates available from a network of carriers, known within our industry for experience, knowledge, and consistency in aggressive pricing for superior, specialized insurance contracts, we have been successful in facilitating broader and increased protection with a significant premium savings. This can be tracked by our consistently high percentage of account retention as compared to industry standards.

For financial protection and peace of mind, Peppler Insurance Group offers a diversity of commercial coverage contracts that include:

Commercial auto insurance

covers bodily injury and property damage liability as well as, life-time medical expense, and provides for lost wages in the event of a vehicular accident. Discuss the options that are right for your business with an experienced Peppler Insurance Group specialist.

Commercial property insurance

covers your business and personal property against the risk of damage from fire, natural disaster, vandalism and theft. Peppler Insurance Group offers tailored policies with broad form endorsements that most often reimburse on a replacement cost basis in the event of loss.

General liability insurance

is essential, whether you are a small business owner, contractor, landlord or service professional. Peppler Insurance Group designs your insurance packages according to your business loss exposures and helps you identify key factors to reduce risk. Our risk management consultants provide a wide range of alternatives to handle business risk while reducing cost.

Commercial umbrella insurance

adds an extra layer of commercial liability protection for your business. If your business has numerable assets, consider the extra coverage that goes beyond general liability insurance to ensure extended and broadened protection in the event of major claim or lawsuit.

Professional liability insurance

is important for service oriented businesses to protect assets against claims concerning "errors and omissions" that have possibly caused injury, loss or damage to another party. Where a court of jurisdiction historically held only professionals, like doctors and attorneys responsible, the legal climate today and for many years has been broadening the scope holding more and more service businesses and manufacturers liable for malpractice and errors or omissions.

Workers' compensation insurance

is mandatory in most states to cover costs for employee work related injuries. Standardized policies pay lost wages and medical expenses; Worker's Comp. will also protect your business against lawsuits from work related accidents should an employee or former employee file suit.

No one ever wants to be involved in a situation where they are forced to make an insurance claim, but you never know what will happen or when. To gamble that you “Don’t Need Insurance” is never a bet you should take.

Every business requires some form of insurance protection. Contact a Peppler Insurance Group expert today to learn more.