Commercial Umbrella Insurance
All businesses are different, and not just because of the products or services they offer. Some companies work with the public while others are only business to business. Some commercial enterprises work with potentially dangerous materials or in potentially dangerous environments, while others are stationed behind desks. Depending on the specific situation of your company, you may require more than what a primary general liability insurance policy provides.
A standard general liability policy protects your business against premises/operations types of losses but may not provide sufficient coverage in the event of certain lawsuits that fall outside the scope of general liability, or if your business is faced with catastrophic claim costs or excessive jury awards. Peppler Insurance Group provides commercial umbrella insurance that offers additional protection to pick up when your primary liability limits are exhausted.
Can You Afford a Large Claim Made Against Your Business?
Under certain circumstances, liability claims against your business may require you to pay out of pocket for legal fees, medical bills, and other damages. Consult with a Peppler Insurance Group specialist to add an extra layer of essential protection to your existing liability coverage in case damage claims exceed the limits of your primary policy.
Commercial Umbrella Coverage from Peppler Insurance Group Protects Your Business Assets from:
- Slip and fall accidents on your property that cause a serious injury which exceeds primary limits.
- Significant damage or injury caused by an employee’s negligence which exceeds primary limits.
- Liability claims due to misrepresentation in the course of advertising that exceed primary limits.
- Catastrophic auto and property damage loss awards over and above your primary limits.
Fine Tuning Your Commercial Umbrella Policy
No two businesses are alike. From a professional health care provider’s office, to a beauty salon or auto body shop, each commercial enterprise has different exposures and degrees of liability risk. Many business owners remain oblivious or simply ignore the potential financial consequences involved if faced with a significant legal claim, and many have even less time to study their insurance alternatives. To learn how specific commercial umbrella coverages can affect and protect your business, contact a certified expert at Peppler Insurance Group to discuss the financial protection you need.