General Liability Insurance
Every business must consider the asset protection provided with general liability insurance and plan to effectively protect financial assets when faced with various types of liability exposures. Peppler Insurance Group experts can help small to medium size businesses determine the coverage most appropriate to their needs which include:
- Bodily Injury and Property Damage coverage
- Products and Completed Operations Liability
- Advertising Liability, Libel, Slander, False Detainment,
- Fire Damage Legal Liability to Landlord
- Medical payments to others
Since the insurance requirements for each business will vary, discussing your particular business operations and practices with an experienced and knowledgeable insurance consultant is essential. Peppler Insurance Group specialists will probe and research potential exposures and make informed recommendations grounded in reality and today’s legal climate. Comprehensive general liability policies for businesses, from the mom and pop corner flower shop to medium size corporate manufacturers has been our broad area of experience and expertise.
What Type of General Liability Coverage Does Your Business Require?
Even a small homebased business requires the protection of commercial liability insurance for damages that a homeowner’s policy specifically excludes. Don’t wait until you are sued for losses originating from a business-related activity and find out the type of insurance policy you have renewed year after year has insufficient coverage. The experienced advisers at Peppler Insurance Group clarify your existing liability coverage versus exposures to make practical recommendations that will protect your assets in the event of an accident, unforeseen loss or damages prompted by your business activities.
Not All General Liability Insurance Policies Are Created Equally
Peppler Insurance Group can verify that your general liability policy includes coverage for:
- Professional Negligence?
- Employee injuries?
- Damages due to alcohol consumption?
- Injuries sustained from one of your products?
- Defense coverage for a frivolous law suit?
- Discrimination or Wrongful Termination?
Commercial Liability Insurance is essential but may not cover all the risks associated with your particular commercial enterprise. Ask Peppler Insurance Group about creating an insurance package policy for cost effective protection that is specifically designed to respond to the exposures your business faces.
There is no time like the present
It is all too common for small business owners to put off getting the right kind of insurance that they require. There are many excuses:
- I have more important things to do
- I can’t afford it
- My current coverage should be enough
- My business just started
- I’ll get to it when business picks up
- Procrastination at the top of the list!
All you need to know is that when an accident occurs all you will be left with is a handful of excuses and substantial financial burden that your company may not recover. In Michigan defense cost alone would begin at $5000 to engage an attorney to answer the summons/complaint.
Your Job - Make the Call
Since business owners don’t have the time to research and become knowledgeable on the small details of protecting their assets, you need a credentialed advisor and agent who you can rely on and trust your well-being and financial strength to as if it were our own. This is the amount of effort, sincerity, integrity and dedication our proven professional will commit to and deliver.