Car Insurance
As trustworthy pioneers of auto insurance in Michigan for over 80 years, Peppler Insurance Agency offers drivers the security and protection of wide-ranging coverage at competitive rates. Streamline your policy with tailored options with the expertise of our auto insurance specialists. Our advisers are well-versed in utilizing superior comparative rating programs generating and providing the most competitive premium rates using the A+ rated carriers we’ve represented for many, many years. You’ll find out how are dedicated customer service agents responding with straightforward, clearly communicated guidance, has allowed Peppler Insurance Agency to remain high on the list of preferred independent agents who work for you, not the insurance company. We will take the guesswork out insurance protection for your vehicles.
Protect Your Assets
Insuring your automobile(s) adequately is crucial to safeguarding your finances and preserving your peace of mind in the event of an accident. Our experienced insurance advisers help you choose from among many options and superior protection plans that fit your financial picture. Peppler Insurance Group offers essential information on understanding your level of risk tolerance by managing costs through competitive deductible savings while recommending high limits of liability to protect your financial assets in case of a serious negligent accident.
Peppler Insurance Group Auto Insurance Includes:
Liability insurance:
Provides coverage in the event that a serious at-fault auto accident injures others. Should you be found negligent in causing bodily injury or property damage to another party, you are protected up to the dollar limit you choose with defense costs in addition to the limits you purchase.
Property Protection Insurance
Part of the Michigan No-Fault mandatory coverage, provides $1,000,000 of coverage in the event you or your car damages property of others. The damage to another car however, is covered elsewhere, unless legally parked.
Collision coverage:
Provides coverage for the cost of repairing your car, or for a total loss if the damage exceeds the value of your car. In Michigan, we have three types of collision coverage under the No-Fault statute: Broad Form collision waives your deductible if you are not at-fault of the accident. Regular Form coverage is subject to the collision deductible you choose regardless of fault, and Limited Form collision responds to the damage to your vehicle if the other vehicle is determined to be at fault.
Comprehensive Coverage:
Insurance protection for damages due to an act of God, natural disaster, falling objects, fire or theft. Basically, any damage to your car other than a collision. An exception to the collision exclusion written into Comprehensive coverage is damage from impact of hitting a roadside animal.
Personal Injury Protection:
Unlimited medical, hospitalization and rehabilitation expenses, and work loss benefits up to three years. Any passengers of your vehicle would be entitled to these benefits should they be found without a responding auto policy. Michigan’s statutory personal injury coverage remains unlimited and as such, stands alone as the very best (and most expensive) in the nation.
Uninsured/ Underinsured Motorist Protection:
Insurance to compensate you for bodily injury and/or property damage sustained when the other party is uninsured or if the limits available under his policy have been exhausted. This coverage benefts you if the at-fault driver’s does not respond.
We Have a Plan for You
Optimal auto insurance involves safeguarding yourself, your passengers and your vehicle against all potential risks and liability, while ensuring that premiums reflect your objectives and are balanced according to your budget. Discuss your concerns with Peppler Insurance experts to achieve financial protection before you are faced with a significant un(der)insured loss. We offer guidance for clarifying overlapping coverage options and create superior auto insurance plans for each client we represent.
Don’t wait until it is too late. You may be an extremely careful driver, but that is only one part of an accident equation. All it takes is one bad driver for you to have a bad day (or?). Talk to a Peppler Insurance representative so that when an accident happens, you are ready.