Boat and Motorcycle Insurance
Protect Your Water Adventures
Few things are as perfect as spending a day out on the water. The breeze, the bright sunshine, splashing water, the thrill of doing something different, these are the reasons many people choose boating as an activity. But whether you are on a boat for leisure or entertaining clients, there is a significant increase in exposure to a serious loss occurring and increased responsibility that comes along with your decision to pursue boat or yacht ownership.
When you are enjoying your boat on the water, the last thing you want to think about is an accident resulting in hull or prop damage from a submerged object. Or much worse, tragically a passenger flies out of the boat upon impact with an underwater piling or large wave. Short examples of the unexpected loss exposures that rise into the realm of reality with boat ownership. The Peppler Insurance Agency has been insuring boats and yachts for almost as many years as the automobile, and our marine book of business has kept pace. This was not by accident, as it was planned along the way. And that's why you're purchasing marine insurance, to plan for growth, by recognizing the inherent increase in exposure and risk of the unexpected occurring. We consider boat and yacht insurance as an absolute necessity to give you the freedom and peace of mind you need to enjoy your water adventures responsibly.
Property and Liability Coverage for your Watercraft
An insurance policy for boat enthusiasts will cover damage to the hull from underwater objects to collision with another boat, dock or landmark. Values are established for a boat, trailer, the personal property onboard, with specialized coverage on electronics and navigation instruments, in addition to medical expenses and liability (Protection & Indemnity). Customize your options for complete protection to include Hull coverage written on a named peril or all-risk basis, with the most important protection-P&I liability coverage. Peppler Insurance agents use specialty insurance carriers; known experts in marine underwriting for yachts (+24 ft.) offering a competitive rate structure, specialized coverage endorsements and advanced loss control and inspection service. Our marine specialists are well-versed in explaining practical marine loss exposures and solutions. Boats under 24ft are easily written through our standard property/casualty carriers and 18ft or under, very competitively through Homeowners policy endorsement.
Motorcycle Insurance
It’s a fact here in Michigan that motorcycles do not offer the same form of protection as cars because they are specifically excluded from the Michigan No-Fault laws. This fact alone leads to needing better coverage. Enjoy the ride and the freedom of knowing you are protected with Peppler Insurance Group motorcycle insurance. We have decades of experience in this stand-alone policy and are contracted with specialty carriers who have long-standing specialty programs for motorcycles throughout the state.
Peppler Insurance Group offers affordable coverage for a variety of motorcycles and two or three wheeled vehicles including:
- Factory built motorcycles
- Custom motorcycles
- Motor scooters
- Mini bikes
- Trail bikes
OTHER INSURANCE
To name a few of other types of personal policy’s we offer, protection is available for:
- Fire Arts Floaters
- Valuable Papers Coverages
- Snowmobiles
- Jet-Skis
- Flood Insurance
- Manuscript contracts from Lloyd’s, the world's specialty insurance market.